Die vielen kleinen und größeren Geldgeschenke von Großeltern, Tanten und Onkeln: Da kommt einiges zusammen. Größere Beträge landen normalerweise auf verschiedenen Sparkonten, kleinere manchmal direkt im Spielzeugladen.
Stellen Sie sich vor, dieses »Sponsoring« gezielt zu nutzen: den kurzfristigen Glücksmoment in Lebensplanung umzuwandeln. Denn zusammen bewirken die Einzelbeträge viel mehr als jeder einzeln für sich.
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